Foster greater worker loyalty

Empower your workers by addressing their financial needs

The challenge

Helping workers thrive by delivering greater value and incentives

Businesses are constantly seeking ways to build stronger relationships with their workers. And attracting new talent—and achieving and maintaining loyalty from those workers—begins with supporting their successful financial futures. Nevertheless, preventing the attrition of their workforces is an ongoing struggle for businesses. Here’s what they’re up against now.

It’s getting harder to retain workers

Hiring and retaining talent is more difficult, more competitive, and more expensive than ever

Costs of worker benefits are rising

This can quickly add up for employers, so they need to find ways to offset the cost of worker benefits

Pervasive financial insecurity

53% of gig workers feel they don’t have effective access to retirement and savings plans ¹

Standing out from competing employers

With so many businesses in need of talent and so many gig-work platforms readily available now, workers can be choosey

The Solution

Embedded financial tools that support worker financial success

Increase your worker loyalty and offset payroll costs simultaneously. Give your workers access to the financial tools they need—and even faster access to their hard-earned funds—so hiring and retaining the talent you require is seamless. All directly with your own branded ecosystem.

Foster worker loyalty

Address the top concern of workers by offering them faster access to their earnings—thus creating a satisfied and loyal workforce

Empower workers

Transform your workers' financial landscape by unlocking access to financial services with true value, like customized rewards and everyday banking tools

Generate revenue

Recapture payroll costs with a card program that generates interchange, allowing you to offer accelerated wage access (AWA) in a way that makes financial sense for your workers and your business

Make life easier for gig workers & freelancers

Offer those who operate as commercial entities the tools to support all of their financial needs—from business expense related rewards to simplifying tax returns at year end

Why now

Embedded finance takes care of workers and reinforces their affinity for your company

Faster pay can be a big differentiator

79% of freelancers said they would choose one gig platform over another if it could pay instantly without fees ²

Data-informed decisions for everyone

Access valuable data insights on your workers to help you make more informed decisions on how to strengthen your value prop and support their financial needs

Streamlined and simplified

Have a single partner to manage cards, risk, and program management, and a full suite of money movement features including direct deposit & early pay, ACH, fee-free ATM, cash deposits, bill pay and instant funding

Why Marqeta

Our proven solutions

End-to-end banking

Leverage our complete set of components to build an end-to-end banking solution, with everything from digital wallets to rewards and more.

Instantly disburse earnings

Workers’ hard-earned funds get sent to an account that’s paired with physical, virtual, and tokenized cards and robust, flexible banking features.

Get to market quickly

All while navigating a changing regulatory environment and enjoying the hands-on support from our payments experts

You don’t need to have all the answers. Let’s figure it out together.

Let us help you see if these embedded finance solutions are right for your workers. Seamlessly integrate them within your business to empower workers by addressing their most pressing financial needs, fostering greater loyalty, transforming workers’ financial lives, and accelerating business growth. And we can help you figure out how to best support them.

Get started

Explore more ways embedded finance can boost your business

Access to Business Capital 

Acquisition and Loyalty

Controlling Business Spend

1. Gig Economy study, Legal & General Group Plc U.S. 2023

2. 2023 Gig Payments Report, Branch x Marqeta

The challenge

Helping workers thrive by delivering greater value and incentives

It’s getting harder to retain workers

Hiring and retaining talent is more difficult, more competitive, and more expensive than ever

Costs of worker benefits are rising

This can quickly add up for employers, so they need to find ways to offset the cost of worker benefits

Pervasive financial insecurity

53% of gig workers feel they don’t have effective access to retirement and savings plans ¹

Standing out from competing employers

With so many businesses in need of talent and so many gig-work platforms readily available now, workers can be choosey

Empower your workers by addressing their financial needs

Helping workers thrive by delivering greater value and incentives

Embedded financial tools that support worker financial success

Foster worker loyalty

Empower workers

Generate revenue

Make life easier for gig workers & freelancers

Embedded finance takes care of workers and reinforces their affinity for your company

Faster pay can be a big differentiator

Data-informed decisions for everyone

Streamlined and simplified

Our proven solutions

End-to-end banking

Instantly disburse earnings

Get to market quickly

You don’t need to have all the answers. Let’s figure it out together.

Explore more ways embedded finance can boost your business

Access to Business Capital

Acquisition and Loyalty

Controlling Business Spend

Solutions

Product

Features

Developer

Company

Legal

Helping workers thrive by delivering greater value and incentives

Access to Business Capital 